This Web site and the materials and information on this Web site are provided by JobShopDepot, Inc. ('JobShopDepot, Inc.' or "we") and may be used for informational purposes only. By using this Web site, you represent that you have read and understand these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this Web site, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.

If you do not agree to these terms and conditions, do not use this Web site or download any materials from this Web site. JobShopDepot, Inc. may amend or revise these terms and conditions at any time. By using this Web site, you agree to be bound by these terms and conditions as in effect from time to time. Please review these terms and conditions regularly.

Ownership of materials

Except as otherwise indicated, this Web site and its entire contents (collectively, the 'Materials'), including, but not limited to, the text, information, material, software and graphics contained on this Web site, are owned by JobShopDepot, Inc. and its affiliates. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. JobShopDepot Inc. makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Web site. Any third-party names, trademarks, and service marks are the properties of their respective owners.

Except as provided in the next sentence, the Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way without JobShopDepot, Inc.'s prior written permission. You may download one (1) copy of the Materials on a single computer only for your personal, noncommercial, internal use. You may not (i) modify the Materials or use them for any commercial purpose, or any other public display, performance, sale, or rental, (ii) decompile, reverse engineer, or disassemble software materials, (iii) remove any copyright notice or other proprietary notices from the Materials, or (iv) transfer the materials to another person.

By posting a message or contributing in anyway to this Web site, including, but not limited to, sending comments and e-mail, to this Web site, you expressly grant JobShopDepot, Inc. the right to use in any way, copy, republish or sell your message or other contribution as part of its property.

JobShopDepot Inc.reserves the right to change, update, discontinue, or restrict or prevent access to this Web site or the Materials at any time without notice.

Disclaimer and Limitation on Liability

BY USING THIS Web SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEB SITE AND THE INTERNET GENERALLY. THE MATERIALS ARE PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, AND FREEDOM FROM ERRORS, VIRUSES, BUGS, OR OTHER HARMFUL COMPONENTS. IN NO EVENT SHALL JobShopDepot, INC. BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED Web SITE, EVEN IF JOBSHOPDEPOT INC. OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This Web site is intended to assist readers by providing financial data, research and editorial information on financial products. JobShopDepot Inc. will not be responsible for any errors or omissions in the Materials or information provided on this Web site, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Web site or in a hyperlinked site.

This Web site provides information and advice based on our editorial content and advice of financial professionals. While JobShopDepot Inc. believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. All information and advice given on this Web site is intended only to assist you with financial decisions. However, by nature such information is broad in scope. Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, JobShopDepot Inc. recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Web site. Any reliance by you on any information or advice will be at your own risk.

This Web site may provide chat rooms, bulletin boards and other means for the public to contribute information and make statements. JobShopDepot Inc. does not make any endorsements of these statements nor representations that the statements are true and accurate. JobShopDepot Inc. reserves the right to edit statements made within these forums. We also reserve the right to limit or restrict access to users who abuse these forums. You should be cautious when acting on information provided by contributors to these chat rooms. You should not rely solely upon the information and opinions of the chat rooms or bulletin boards. JobShopDepot Inc. suggests you use the information on this Web site as a starting point for doing independent research on banks, financial institutions and other companies that are the subject of this Web site.
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